SSB 1192 is a proposed bill relating to motor vehicle glass repair and replacement, insurance practices surrounding post-loss repairs, and the calibration of advanced driver assistance systems (ADAS) and related vehicle glass. It establishes insureds’ rights to choose repair shops, sets standards for repair practices, imposes penalties for violations, and includes applicability provisions. The bill was introduced February 26, 2025, and, after committee action, was renumbered as SF 573.
Post-loss assignment of benefits (AOB)
Regulates how benefits are assigned after a glass-related loss, aiming to clarify insurer/repair shop arrangements and protect insureds’ rights.
Calibration of advanced driver assistance systems (ADAS)
Requires considerations for calibrating ADAS when glass repair or replacement is performed, recognizing the impact of windshield/glass work on driving automation features.
Glass repair claims and practices
Addresses how motor vehicle glass repair claims are handled and how repair shops conduct business, with a focus on preventing improper practices.
Right to choose a glass repair shop
Establishes insureds’ right to select a motor vehicle glass repair shop, rather than being compelled to use a designated or preferred provider.
Notice requirements for insureds
Requires repair shops to notify insured persons about glass on vehicles equipped with ADAS, including driving automation systems that perform part or all of the dynamic driving task.
Driving automation levels
Incorporates six levels of driving automation (0 to 5) as defined by the most recent SAE International Levels of Driving Automation bulletin, ensuring alignment with current standards.
Prohibited activities and presumptions
Establishes presumptions if repair shops engage in regular and consistent patterns of prohibited activity, and outlines enforcement mechanisms.
Penalties and enforcement
Violations may trigger: a cease-and-desist order, civil penalties ranging from $1,000 to $50,000 under Code section 507B.7, and potential suspension or revocation of the operator’s license if applicable.
Applicable entities
Applies to insureds, motor vehicle glass repair shops, insurance producers, and related entities involved in glass repair and insurance claims.
Applicability provisions
Includes provisions determining when and how the bill’s rules apply, potentially affecting existing practices and contracts.
