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Bill

S 164

Midnight Rules Relief Act of 2025

119th Congress Introduced by Marsha Blackburn and 6 co-sponsors

Bill S 164 offers loan forgiveness for child care professionals, easing student debt to attract and retain workers, improving care quality in licensed facilities.

Introduced in Senate
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WeVote Research Nonpartisan
Bill Summary · S 164

Summary of Bill S 164: Child Care Professionals Loan Forgiveness Incentive Program

Purpose and Intent

Bill S 164 aims to establish a loan forgiveness incentive program specifically designed for child care professionals. The primary goal of this legislation is to alleviate the financial burden of student loans for individuals working in the child care sector, thereby encouraging more professionals to enter and remain in this critical field.

Key Provisions

  • Loan Forgiveness: The bill proposes a structured loan forgiveness program for child care professionals who meet specific eligibility criteria.
  • Eligibility Requirements: While the exact criteria are not detailed in the provided information, it is expected that applicants will need to demonstrate employment in a licensed child care facility and meet certain service duration requirements.
  • Funding Mechanism: The bill outlines potential funding sources for the program, although specific dollar amounts and funding allocations are not provided in the current version.
  • Application Process: The legislation is likely to establish a formal application process for eligible child care professionals to apply for loan forgiveness, although details are not specified.

Who Would Be Affected

  • Child Care Professionals: The primary beneficiaries of this bill would be individuals working in child care settings, including teachers, caregivers, and administrators who have incurred student loan debt.
  • Child Care Facilities: By incentivizing professionals to remain in the field, child care facilities may experience improved staffing levels and reduced turnover rates, enhancing the quality of care provided to children.

Procedural Aspects

  • Current Status: As of January 8, 2025, the bill has been referred to the Higher Education committee for further consideration.
  • Related Legislation: This bill is related to several prior-session bills (S 6418, S 3784, S 5086, S 9458) and has a companion bill in the Assembly (A 241), indicating ongoing legislative interest in addressing the financial challenges faced by child care professionals.

Conclusion

Bill S 164 represents a significant step towards supporting child care professionals through financial incentives aimed at reducing student loan debt. By fostering a more stable workforce in the child care sector, the bill seeks to enhance the quality of early childhood education and care services. Further developments will be monitored as the bill progresses through the legislative process.

Compiled from official sources — confirm details with the bill’s official record.

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