SB2758 - Insurance; prohibit roofing contractors from taking certain actions related to insureds.

1 Co-Sponsor

An Act To Amend Section 75-24-305, Mississippi Code Of 1972, To Add Roof Framing And Roof Ventilation System To Certain Definitions Related To Residential Roofers; To Amend Section 75-24-307, Mississippi Code Of 1972, To Provide That In Circumstances In Which Payment May Be Made From The Proceeds Of A Property And Casualty Insurance Policy, A Residential Roofing Contractor Shall Not Require Any Payments From An Insured Until The Five-day Cancellation Period Has Expired; To Require Residential Roofers To Include A Statement Identifying Those Aspects Of The Repair Or Replacement That Are Separate From Or Additional To The Repair Or Replacement Of The Damage To The Roof System Caused By A Covered Peril And Explaining That Payment Of Those Excess Or Additional Items Are The Insured's Responsibility; To Prohibit Residential Roofing Contractors From Representing Or Negotiating, Or Offering Or Advertising To Represent Or Negotiate, On Behalf Of An Owner Or Possessor Of Residential Real Estate On Any Insurance Claim In Connection With The Repair Or Replacement Of Roof Systems; To Prohibit Such Contractors From Receiving Referral Fees From Attorneys For Referring Claims; To Prohibit Roofing Contractors From Advertising Or Offering To Pay, Or Rebate All Or Any Portion Of An Insured's Insurance Deductible As An Inducement To Enter Into The Residential Roofing Contract; To Require Certain Information Be Included In A Post-loss Assignment; To Amend Section 75-24-311, Mississippi Code Of 1972, To Provide That Residential Roofing Contractors Shall Be Subject To Disciplinary Action For Any Violation Of The Law, Among Other Punishments; And For Related Purposes.